Always read the small print.

I’ve just had the forms through for renewing my car insurance. Back in 2003 I wrote my car off, swerving on the motorway at 70mph(ish) to avoid a wanker in a TT who decided to slam on the brakes in front of me in a fit of road rage. According to my renewal documents, my crash was ‘Driver Hit Pedestrian’. Mmmm, no.